Non Medical Insurance

Non-medical insurance provides coverage by answering a short standardized medical questionnaire. You just need to answer the questions on the application, and you could have insurance coverage in days instead of weeks or months. Pricing is generally higher than medical underwritten policies.

Key features

• No medical exam including blood work and vitals.
• Can provide coverage to person with health conditions.
• Immediate coverage within days even with existing medical issues.
• Carries higher premiums than medical underwritten policies.
• Generally, the limit of maximum face amount of 500,000 available.